We are a U.S. firm but embrace a global perspective. Incorporating skills from around the world, we implement an innovative work strategy.

Our <Serif>team</Serif>

Download the summary of our investment methodology so you can read in more detail

Want to learn more about what we do and how we do it?

Do you have more questions?

Greed and fear are investors' worst enemies. When investors buy or sell based on these emotions, and not actual underlying valuation fundamentals, most often than not they make costly mistakes.

<Serif>Emotion-free investing</Serif>

Creating wealth takes time. We do not intend to make large short-term profits by timing the market or actively trading. We believe in the power of long-term compounding of passive investing.

<Serif>Long-term buy and hold</Serif>

“Do not put all your eggs in one basket” might be the single, most important advice an investor can receive. By investing in a portfolio of diversified asset classes investors can increase expected returns while lowering risk at the same time.

<Serif>Diversified portfolios</Serif>

We choose extremely low-cost ETFs as the investment vehicle to represent each asset class. The compounding effect that maintenance and transactional costs can have over the returns of a portfolio can not be overstated.

<Serif>Low-cost vehicles</Serif>

The <Serif>philosophy</Serif> behind our investment advice is based on four pillars:

When you decide to invest, there are two types of firms you might interact with. Option one is a broker-dealer, which is a financial entity engaged in trading securities on behalf of clients. A broker-dealer might give you investment recommendations but they are not required to monitor your account or your investments.

The other option are  investment advisers (like BUNKER). Investment advisers provide ongoing advice and typically with  discretionary authority, which means that you give them permission to buy and sell securities on your behalf when they consider it appropriate. We offer a managed account, which allows us to have discretionary authority over the account.

This is highly convenient for investors that do not need or want to manage their accounts on a daily basis, that are not following the market closely, and who don’t want to decide the precise timing of each trade. For those who follow the market daily and want to have full control over the assets bought and sold on their accounts, a self-directed account might be a better option.

Given my financial situation, should I choose an investment advisory service? Why or why not?

Our journey begins the moment you open an account with us. During that process, we will ask you questions about your financial situation, your risk behavior, and investment objectives. All your answers will be introduced into our mathematical model, based on the Nobel prize-winning theory of Harry Markowitz. Your investment strategy will be chosen among different types of risk profiles, to invest your money in assets that you will feel comfortable with. Our team will follow the process closely, to make sure that your investment is completely aligned with your goals and risk behavior.

Chosen investments will include fixed-income assets (US corporate bonds, US treasury bills, emerging markets bonds), stocks from US companies and other countries' selected companies, and alternative assets, like real estate and gold. All these assets will be traded using ETFs, one of the most diversified and low-cost vehicles available. 

Conservative profiles will have a more significant weight of fixed-income assets in their portfolios, while aggressive profiles will include a higher share of stocks. Higher risk exposure is correlated with higher returns and portfolio volatility. If you want to know more about our portfolio-selection methodology we invite you to read our Philosophy and Methodology whitepaper (<LinkToAbout>www.bunkerinvest.us/es/about</LinkToAbout>).

How will you choose investments to recommend to me?

We are a SEC-Registered Investment Adviser (regulated under the Investment Advisers Act of 1940) and we provide automated investment advice available online and through mobile applications. The Company's registration with the US Securities Exchange Commission (“SEC”) was approved on August 6th, 2022 (CRD# 319690 / SEC# 801-125996).

Our team is composed of financial professionals, engineers, economists, lawyers, among others. These qualifications mean that BUNKER is based on many years of experience and in- depth knowledge of how financial institutions work.

What is your relevant experience, including your licenses, education and other qualifications? What do these qualifications mean?

Transparency is one of our main values, so we will always show you how much we charge you. At BUNKER, we charge a management fee, the one and only.
For accounts between $0 and $7,999 there is a minimum monthly fixed fee of $10;
For accounts $8,000 and above the annual pricing is a percentage of the AUM according to the table below:

So we have advisory, management and trading commissions simplified in a single monthly fee. Although the percentage is annual, we divide the payments on a monthly basis. More technically speaking, once per month we will charge you the corresponding fee divided by twelve, times the amount on your account at the end of the month.

If you give us $10.000 to invest, given that BUNKER does not charge fixed costs nor fees in advance, all your money would be invested in one of our portfolios, the one that best suits your needs. After the first month, we will charge you our monthly fee according to the table shown above. In this case, the annual fee for your investment would be 1,5%, which means that month by month we will charge you 0.125%.

Keep in mind that transferring your funds into and out of BUNKER has fixed costs that will be deducted when money is transferred by the third party providing these services. The amounts vary according to the type and direction of transfer. Also, other miscellaneous transactions in your account might have additional costs.

Help me understand how fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?

Our goal is to have both your and our interests aligned. We achieve this through our percentage fee on the assets under management you may have, which implies that the bigger the value of your accounts, the higher the fee charged (although the percentage fee is decreasing on the account value). We have incentives to recommend you increase the value of your accounts.

As a regulated company, we are legally required to comply with different organizations like the Financial Industry Regulatory Agency (FINRA) and the U.S. Securities and Exchange Commission (SEC). We are required to act in your best interest all the time.

If you would like to know more about the legal requirements we need to comply with and how we act in your best interest, please visit <Medium>https://medium.com/my-bunker/why-in-the-united-states-690dac002754</Medium>

How might your conflicts of interest affect me, and how will you address them?

No. You can Visit <Investor>Investor.gov/CRS</Investor> for a tool to conduct research on us.

Do you have any disciplinary history? For what type of conduct?

We are a Registered Investment Advisor (RIA) firm and we provide investment advice through the Internet. You can contact us through any of our digital channels (Mail, website, WhatsApp). Our concierge team will take care of you, answer any questions and solve any questions you may have with our platform.

Who is my primary contact person? Are they a representative of an investment adviser or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?

Conversation Starters

BUNKER - property of Smartadvisor LLC (“BUNKER”)- is an automated investing platform, focused on consumers in LATAM. We want anyone in LATAM to be able to download our app, easily register and transfer the funds they want to invest and access a customized and diversified portfolio (based on ETFs); with convenient and transparent pricing.

 Smartadvisor LLC is an SEC (Securities and Exchange Commission) registered investment adviser, (CRD number # 319690). When you invest with BUNKER, you are investing on the US stock market and your securities are held in the US.

 Smartadvisor LLC (“BUNKER”) is a company incorporated and regulated in the United States of America. It is the client's responsibility to ascertain the legal requirements that the current legal framework applicable in its country of residence establishes about the services provided by BUNKER, as well as to ascertain whether the current legal framework applicable in its country of residence allows using the services provided by BUNKER. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or open a brokerage account in any jurisdiction where BUNKER is not registered, or BUNKER operations contravene local laws.

BUNKER is an SEC Registered Investment Adviser (CRD number # 319690), regulated under the Investment Advisers Act of 1940. SEC (Securities and Exchange Commission) is a federal agency from the United States with a stated mission of protecting investors, to maintain fair, orderly, and efficient markets. All client assets are held with Apex Clearing Corporation, a member of the Financial Industry Regulatory Authority (“FINRA”), and Securities Investor Protection Corporation (“SIPC”), which protects securities of its members&#39; customers for up to US$ 500,000 (including US$ 250,000 in cash). SIPC protects the custody function of the broker dealer, which means that SIPC works to restore to customers their securities and cash that are in their accounts when the brokerage firm liquidation begins. SIPC does not protect against the decline in value of securities. Your excess cash balances that Apex sweeps to a Program Bank within the <SweepProgramLink>Sweep Program</SweepProgramLink>, are insured by the Federal Deposit Insurance Corporation (“FDIC”) up to a standard maximum amount in accordance with the FDIC's rules. Apex has purchased an additional insurance policy through a group of London Underwriters to supplement SIPC protection. For additional information regarding SIPC coverage, including a brochure, please contact SIPC at (202) 371-8300 or visit www.sipc.org. Apex has purchased an additional insurance policy through a group of London Underwriters to supplement SIPC protection. This additional insurance policy becomes available to customers in the event that SIPC limits are exhausted and provides protection for securities and cash up to certain limits.

What safeguard does my money or assets have with my BUNKER account?

To apply for a BUNKER account you'll need the following requirements:

Be 18 years or older
Verify your identity with an actual valid photo ID
Check available jurisdictions here
A smartphone camera is preferred in order to verify your identity and prevent fraud.
We are working to make our platform available for multiple systems and devices. To check compatibility you can click here.

You can deposit funds into your BUNKER account through ACH and Wire transfers from your personal account at another financial institution. You can transfer funds through our platforms at any time but in general they will take up to 3 business days to be available at your BUNKER account. Local ACHs can be pulled directly in from your bank account, you can bring your funds at another institution through our app. On the other hand, Wire transfers must be pushed through the original financial institution, you will only give us a notice.

How do I transfer funds into my BUNKER account?

It's your money. You can always withdraw money from your BUNKER account. As with everything at BUNKER, you can initiate a withdrawal yourself through our platform features. You can transfer out cash through ACH or Wire transfers. If you do not have an outstanding cash balance, some securities from your portfolio would have to be sold before the transfer can be made. Time depends on the type of transfer and the destination, but they usually take from 1 to 3 business days. Also, some outgoing transfers may be subject to additional costs.

In general, BUNKER requires a minimum investment of USD 500 to open an account. We continue working to lower the minimum investment necessary to access our service. Please check the fee schedule below.

Is there a minimum amount of money to invest?

BUNKER offers its clients an investment product and the compensation for uninvested cash in the account (cash sweep program). Each service has its specific pricing scheme. BUNKER charges its clients a one single fee for the investment service based on the value of the invested assets, as detailed in the table below.

On the other hand, BUNKER applies an annual fee of 0.5% on the balance that clients maintain in the high-yield cash account. This fee is not applicable to cash within each investment portfolio allocated to cash. The fees are automatically debited from clients' accounts at the end of each month, based on the account balance of each client in each service. Temporary promotion for small accounts BUNKER has a transparent, competitive pricing scheme aligned with clients' goals. However, our prices are not competitive for accounts with low balances. In order to promote access for small investors to the market, BUNKER has a temporary pricing promotion scheme for small accounts. During the first 6 months after opening, accounts with balances less than $8,000 are subject to the same pricing scheme as accounts with balances between $8,000 and $25,000 — 1.50% for invested money and 0.5% for interest-bearing cash. After that period, a unique monthly fee of $10 ($120 annually) is applied to these accounts. Single fee BUNKER charges its clients one single fee for its services; that is the company's sole source of income. BUNKER does not charge clients additional fees for opening or maintaining an investment account, for the purchase or sale of assets, or for deposits or withdrawals. Additionally, BUNKER does not receive incentives for the sale of third-party products or services, nor compensation for directing buy or sell orders.

How much will I pay for Bunker's services?

By answering a simple set of questions, we can help you pick one of our powerful data-driven portfolios. Our portfolios contain diversified ETFs selected after deep data research across more than 4000 options. We provide all-in fully automated investment. While you live your life, we take care of your investments by rebalancing, reinvesting dividends and periodically reviewing portfolios.

An ETF is called an exchange-traded fund because it's traded on an exchange just like stocks are. The price of an ETF’s shares will change throughout the trading day as the shares are bought and sold on the market. This is unlike mutual funds, which are not traded on an exchange, and which trade only once per day after the markets close. Additionally, ETFs tend to be more cost-effective and more liquid compared to mutual funds.

An ETF is a type of fund that holds multiple underlying assets, rather than only one like a stock does. Because there are multiple assets within an ETF, they can be a popular choice for diversification. ETFs can thus contain many types of investments, including stocks, commodities, bonds, or a mixture of investment types. An ETF can own hundreds or thousands of stocks across various industries, or it could be isolated to one particular industry or sector. Some funds focus on only U.S. offerings, while others have a global outlook. For example, banking-focused ETFs would contain stocks of various banks across the industry.
An ETF is a marketable security, meaning it has a share price that allows it to be easily bought and sold on exchanges throughout the day.

For the moment we only offer our own built portfolios as investment options. We are a robo advisor and therefore base our investment in diversified portfolios specially designed to maximize returns by minimizing risk.

Can I invest in an individual stock or fund (ie. QQQ or Tesla)?

Yes, although we designed our platform for you to navigate without help we are always available to assist you. We know sometimes it is just better to receive human help, and that is why we can give you such support.

When clients transfer funds to their BUNKER account, they will be initiating transactions for the purchase of proportional interests in the available portfolios of ETFs, in an amount that corresponds to their asset allocation, except for any amounts the client decides to separate into the Cash Reserve feature.
This feature allows to separate a client defined cash amount from being invested in the corresponding portfolio. Clients have the option of reserving cash when initiating a funding transaction as well as any other time as they hold funds in their BUNKER account.

What is the Cash Reserve feature on the Funding screen?

About us

Financial Security

Starting

BUNKER Services

Explore frequently asked questions by new customers.

Common questions

You’ll have an investment account in the US under your name. Your investment will be backed by SIPC up to $500,000. Bunker is an Investment Advisor registered at the Securities and Exchange Commission (SEC).

Your money, safe and under your name

Our portfolios are built by experts with sophisticated financial models and artificial intelligence. We will handle rebalancing your portfolio, reinvesting dividends and monitoring your investment.

Smart and convenient investments

Forget about paperwork and stress. Open your account 100% digitally, track your investment from the app and transfer funds from your phone. Our team will be available to help you 24/7.

100% digital experience and tailored to you

Your money <Serif>always</Serif> available

Portfolio allocation

Make your money grow. With technology you can maximize yields and minimize expenses with diversified portfolios that fit your investor profile. Earn interest on your uninvested savings. Your long term path starts today.

Investments in the US:

Fast

Paperless

Safe

Simple

Don't know how to invest or don't have the time? We do the hard work for you. Invest in a diversified portfolio that fits your goals and needs.

<Serif>Simple and automated</Serif> investments in the US

 This is what the press is saying about BUNKER.

 Our story in the media

Generates interest without exposing your capital to market volatility. Best for those seeking returns at a very low risk.

Savings Program

For those with a short investment horizon or those who look for low-volatility portfolios.

Conservative portfolios

Invest for the long term in a diversified portfolio and maximize returns, while we manage risk for you.

Moderate portfolios

Looking for faster capital growth and willing to put up with volatility? This may be your ideal choice.

Aggressive portfolios

<Serif>Portfolios</Serif> based on your risk profile

Not ready to invest yet or need the money in a short time? Then try our savings program, where you will earn interest on your capital, without exposing it to market volatility.

Forget about the mattress: <Serif>earn interest on your uninvested savings</Serif>

A solution tailored to you and your needs

BUNKER is <Serif>easy to use and understand</Serif>

Free yourself from the stress and hassle of investing. We'll take care of the hard work.

<Serif>Simple, smart and convenient</Serif>

BUNKER's commission ranges between 0.5% and 1.5% annually (higher account balances mean lower commissions)

<Serif>Competitive and transparent prices</Serif>

You don't need to be an expert to enjoy the benefits of investing. Easily access diversified and automated portfolios. <bold>Your long term path starts today</bold>

Your gateway to the world of <Serif>investments</Serif>

Select how much you would like to invest

<bold>BUNKER 10-year annualized portfolios as of June 30, 2024: based on price performance, dividends are included. Returns are net of commission.</bold> BUNKER's interactive tool provides a projected annualized return based on a portfolio allocation and current criteria determined by BUNKER and the user's individual input in terms of amount invested and timing variables. We determine each client's risk score based on their responses to a questionnaire completed prior to opening their account. The results are hypothetical in nature because they precede the existence of Bunker, however they were actually achieved by the selected ETFs in the period of consideration. All results are pre-tax and net of Bunker's commission. The interactive analysis tool in BUNKER's "Discover Your Profile" section provides a "strategy," portfolio allocation and projected annualized return based on information provided by individual users, comprehensive data and pre-set criteria determined by BUNKER. Before investing, consider your investment objectives and BUNKER's fees/expenses. BUNKER's online advisory services are designed to help clients achieve certain financial objectives. They are not intended to provide comprehensive investment, tax advice or financial planning with respect to all aspects of a client's financial situation and do not incorporate specific investments or assets that clients hold elsewhere. For more information, please see our Form CRS and Form ADV Part 2A. Investing in securities involves risk, and there is always the possibility of losing money when investing in securities.

Your money if you had invested 10 years ago

Adjust your risk profile

Your answers define you as an investor

Your age is a variable of the Investor Profile. Younger people tend to make riskier decisions and as they age they tend to have more risk aversion.

What is your age?

Knowing your investment goals is key to select the best portfolio towards such goals. The higher growth you choose for your capital, the higher risk the selected portfolio will have.

What is your main goal with this investment?

This question seeks to understand when you are planning to withdraw your main investment, a significant portion of your capital, because typically the longer you invest the greater risk you can take. During 15-Year Rolling Periods the return of the S&P 500 has always been positive.

When do you plan to use the money you are investing now?

Experienced investors tend to tolerate more risk because they are more used to market movements.

What is your level of investment experience?

Financial markets are volatile, this means that investments can go down during certain periods and up during others. Your ability to tolerate big dropdowns on your portfolio is a determinant of your risk aversion.

If your portfolio were to lose 10% of its value in any given month, what would you do?

Getting higher rewards implies higher risk and bigger portfolio oscillations. Some investors prefer lower but more stable growth, while others prefer to take more risk to highly grow their capital.

Which of these risk/reward scenarios better illustrates your expectations of your investment?

<bold>There is an ideal portfolio for everyone.</bold> Take our questionnaire and find out which risk level best suits your personality.

Ready to find out <Serif>what kind of investor you are</Serif>?

There is an ideal portfolio for each person. Answer our questionnaire and discover what level of risk best suits your personality.

Meet your goals

It means that your investment is protected by USD 500,000 (including USD 250.000 in cash). We take security seriously. More information at <SipcLink>SIPC</SipcLink>.

SIPC coverage

Crypto? Debit cards? Individual stocks? At BUNKER we are looking to the future and are always thinking of ways to improve and simplify your financial life.

Constant evolution

Why invest with <bold>BUNKER?</bold>

Disclaimer

Policies

Also review our <CRSLink>Form CRS Conversation Starters</CRSLink>

Services

Browse these documents to learn about our services, policies, terms and disclosures

Terms

Legal directory

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They are insured by the FDIC, the agency dedicated to ensuring the stability and confidence of the US financial system.

Your insured deposits up to <Serif>USD 5 million</Serif>

BUNKER's commission for any balance deposited in the savings program is 0,50% annually.

Not ready to invest or want to save some cash? Access a 4,50% rate in your BUNKER account balance in dollars.

Make the most out of your <Serif>savings</Serif> with BUNKER

Complete the account opening process with a government-issued ID in a few minutes and fund your account via wire transfer or ACH.

How does the <Serif>savings program</Serif> work?

Savings programs have become very popular in recent months, particularly in the United States. These programs allow you to obtain interest on dollar balances deposited in different accounts, whether bank or investment.

Savings programs: What are they and how do they work?

Receive, in a liquid and simple way, a preferential interest rate (10 times higher than the average) on your dollar balances in your BUNKER account.

Your dollars will return <Serif>4,50%*</Serif> per year

SmartAdvisor LLC (“Bunker”), trade name for Bunker, is an investment adviser registered with the U.S. Securities and Exchange Commission (“SEC”). Bunker sponsors and publishes, and may in the future sponsor and publish, posts on or through pages, profiles, accounts, feeds, channels, or other portions of various social media platforms, including, but not limited to, Instagram, Twitter, LinkedIn, for educational, promotional, or other business  purposes. Bunker may also be publicly discussed on independent third‐party social media websites and Bunker may share links to this content on its social media pages. Bunker’s posts and publications, as well as public posts of third parties’ independent social media sites, may be considered “advertising” by Bunker under applicable rules of the SEC.

Please note, Bunker posts published on any social media platform is not an offer to sell or a solicitation of an offer to buy shares of any Bunker investment product to any person in any jurisdiction in which an offer, solicitation, purchase, or sale would be unlawful under the laws of such jurisdiction. Bunker’s posts should not be considered an offering of any security, which can only be made by a prospectus. Additionally, all Bunker posts published on any social media platform are for informational purposes only and should not be considered as investment advice or a recommendation to invest in any particular security, strategy or investment product. Bunker’s posts on social media may include statements concerning financial market trends, and are based on current market conditions, which will fluctuate and may be superseded by subsequent market events or for other reasons.

Historic market trends are not reliable indicators of actual future market behavior or future performance of any particular investment, which may differ materially and should not be relied upon as such. The investment strategy and broad themes discussed therein may be unsuitable for investors depending on the investors’ specific investment objectives and financial situation. Information contained in Bunker’s posts has been obtained from sources believed by Bunker to be reliable, but such sources are not guaranteed to be accurate or useful. Information contained in Bunker’s posts may be incomplete and subject to change. In addition, information regarding these matters may include Bunker’s own views and beliefs, which are matters of opinion and should not be read as facts. You should note that the materials on the social media platforms are provided "as is" without any express or implied warranties. Past performance is not a guarantee of future results. All investments involve a degree of risk, including the risk of loss. No part of Bunker’s posts may be reproduced in any form, or referred to in any other publication, without express written permission from Bunker.

About Bunker’s Posts

Bunker posts may include hypothetical model performance which is based on simulated or hypothetical trades made by Bunker for the referenced hypothetical models containing the type of investments Bunker generally expects to process for customer accounts (although there may be potentially significant differences which would affect actual performance).

The assets which formed the basis for the hypothetical performance were invested in a style currently expected to be similar to the portfolios that will utilize Bunker’s strategy; therefore, are believed to be relevant to prospective clients. Bunker model results are presented net of Bunker’s Fee(s) and covers a time period referenced in the materials. All hypothetical model results are estimated, unaudited, subject to adjustment, and not intended to comply with AIMR-PPS™ or GIPS guidelines. One of the limitations of hypothetical performance results is that they are prepared with the benefit of hindsight.

Furthermore, hypothetical model results contain limitations and do not necessarily reflect the impact, if any, that certain market or economic factors might have had on Bunker’s decision making if Bunker were actually managing a client’s money. No hypothetical model performance is a guarantee of future results, and no representation is made that any assets or account managed by Bunker will or is likely to achieve profits or losses similar to those shown or described in Bunker’s publications. Bear in mind that if hypothetical model performance results were for the funds or a client’s actual portfolio, other applicable expenses (including electronic funds fees, taxes, etc.) would materially decrease such returns.

Hypothetical model performance

Bunker posts may provide links to third‐party websites only as a convenience and the inclusion of such links does not imply any endorsement, approval, investigation, verification or monitoring by Bunker of any content or information contained within or accessible from the linked sites. Bunker has no control over any such other websites, the contents therein or the products or services of the websites or the operators of the websites. We cannot be and are not responsible for the content or accuracy of the information presented on those websites and we specifically disclaim any responsibility for the privacy policies and customer information practices of those websites and disclaim any liability for any loss or damages that you may incur, directly or indirectly, as a result of your use of them. We reserve the right to terminate a link to a third‐party website at any time.

Third Party links

Bunker may follow other users and use the “Like” feature or similar, however it should not be viewed as a full endorsement or recommendation regarding any third-party products, services or activities.Due to the highly regulated nature of our industry, in some instances, may not reply to user comments. Further, Bunker will not publish (e.g., repost or “retweet”) individual posts or publications of other users on any social media site, as such publication could be considered by regulators to be an implicit endorsement of the individual post.

Certain social media sites may allow Bunker to include a list of contacts or “friends” with which Bunker or its personnel may be professionally or otherwise connected. Such a list of contacts and friends would be presented in the ordinary course and would not be organized so as to identify current or past clients or to create any inference that the friends and contacts experienced favorable results from Bunker’s investment advisory services.

Do not attempt to post or otherwise publish any material that is misleading or deceptive on any Bunker social media page or post. Please ensure that your contributions in relation to any Bunker posts are relevant and topical. Do not publish your own advertisements of any kind on any Bunker social media page or with respect to any Bunker posts. We ask you to be respectful and courteous and refrain from publishing, including through hyperlinks, inappropriate or offensive material on any Bunker social media page. Do not attempt to promote investments (this includes posting testimonials, giving investment advice, or making recommendations about specific securities, securities strategies, products or services) on any Bunker social media page. Do not attempt to submit to Bunker any personal, confidential or account information through any Bunker social media page. Bunker is not subject to any obligations of confidentiality regarding information submitted to them through any Bunker social media page or otherwise through any social media platform.

General User Guidelines

While Bunker may monitor third‐party posts published on any Bunker social media page, such posts are not reviewed before being displayed. You should assume that any social plug‐ins purporting to endorse or provide a statement of a client’s experience with Bunker have not been passed upon, approved, or permitted by Bunker to be published, and Bunker specifically disclaims any involvement with or supervision of such plug‐ins.

Third‐party posts on any Bunker social media page are the view and responsibility of the third party, not Bunker. Bunker cannot guarantee the appropriateness, accuracy or usefulness of any third‐party posts or of any third‐party hyperlink, nor is Bunker responsible for any unauthorized or copyrighted materials contributed by a third party in any Bunker social media page. Bunker reserves the right to remove or edit any third‐party posts or comments on any Bunker social media page, including any third‐party posts or comments, that are inappropriate or that violate (or may violate) applicable laws, regulations or policies.

Bunker does not itself publish or otherwise disseminate statements relating to current or former clients’ positive experiences with or endorsements of Bunker and expects you to refrain from publishing such posts on any Bunker social media page. You should limit your posts on any Bunker social media page to investment themes rather than commenting, positively or negatively, on Bunker, its products, services or personnel. Although our clients may follow this account, the fact that a client follows this account should not be interpreted as a testimonial regarding any client’s experience with our firm.

Bunker sponsors advertisements intended to appear on social media sites, any such advertisements that may appear on a social media site on which Bunker holds an account will be easily recognizable to the public as a sponsored statement, and it will be readily apparent to a reader that the advertisement is separate from the public commentary on the social media site.

Any descriptions of, references to, or links to other products, publications or services do not constitute an endorsement, authorization, sponsorship by, or affiliation with Bunker with respect to any hyperlinked site or its sponsor, unless expressly stated in writing by Bunker. Bunker expressly disclaims any responsibility for the posts, the accuracy of the information, and/or the quality of products or services provided by or advertised on these third‐party sites, as posted by third parties on any Bunker social media page.

Third‐Party Posts on Any Bunker Social Media Page

Bunker is in no way affiliated or “materially connected,” as that term has been used in the context of investment adviser advertising regulation, with any social media site, and has no responsibility for any social media site’s operations and services or influence over any social media site’s independent content and public commentary. Bunker and its respective affiliates, directors, officers, or employees are not liable for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use of, or inability to access or use, a social media platform, any Bunker social media page thereon or reliance on any Bunker post or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with a social media platform or any Bunker social media page thereon. Use of a social media platform or any Bunker social media page thereon is at your own risk.

Use Social Media Platforms at Your Own Risk

Bunker is not responsible for the terms of use, customer information practices or privacy policies of any social media platform on which Bunker posts may appear, including in any Bunker social media page. For additional information regarding Bunker client account security and privacy, refer to our Privacy Policy, available on our website.

Privacy Policy

Your use of this site constitutes your acceptance of the terms contained herein. You may reject these terms by leaving the site immediately.

For additional information about Bunker or to contact us, please visit our website at <LinkToHome>bunkerinvest.us</LinkToHome>

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Social Media Disclaimer

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1. BUNKER compensa en efectivo, por un monto fijo pago por única vez, al Promotor por la promoción de su plataforma. 2. La compensación de BUNKER al Promotor crea un incentivo al mismo que podría generar un potencial conflicto de interés con los destinatarios de este mensaje, sin embargo la tarifa cobrada a un cliente por BUNKER no aumentará como resultado de la compensación pagada por BUNKER al Promotor.

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